How Do I Apply for Disability in New Mexico?
Living with a disability can be challenging, not only physically and emotionally but also financially. Fortunately, the state of New Mexico offers a disability benefits program to help individuals with disabilities cope with their daily expenses and improve their quality of life. In this article, we will guide you through the process of applying for disability in New Mexico and address some frequently asked questions.
1. Determine your eligibility:
Before starting the application process, it’s crucial to determine if you meet the eligibility criteria for disability benefits in New Mexico. The Social Security Administration (SSA) considers individuals disabled if:
– They are unable to perform substantial gainful activity due to a physical or mental impairment that has lasted or is expected to last for at least 12 months.
– The impairment prevents them from engaging in any other type of work.
2. Gather necessary documents:
Once you have confirmed your eligibility, collect the required documents that will support your disability claim. These may include medical records, test results, doctor’s statements, evidence of treatment, and a detailed list of medications.
3. Apply for disability benefits:
To apply for disability benefits in New Mexico, you have two options:
– Online application: The most convenient way to apply for disability benefits is through the Social Security Administration’s website. Visit www.ssa.gov and complete the online application form. Ensure that you provide accurate and detailed information regarding your disability, medical history, and work history.
– In-person application: If you prefer a face-to-face interaction, you can schedule an appointment at your local Social Security office. Call the SSA at 1-800-772-1213 to arrange a meeting. Bring all the necessary documents with you to support your claim.
4. Waiting period:
After submitting your application, there is typically a waiting period before a decision is made. The SSA may take several months to review your case and gather additional information if necessary. Patience is key during this period, as the decision-making process can be lengthy.
5. Appeal process:
In the event that your disability claim is denied, don’t lose hope. Many initial applications are rejected, but you have the right to appeal the decision. Consult with an attorney or disability advocate who can help you navigate the appeals process.
FAQs:
Q: What is the difference between SSDI and SSI?
A: SSDI (Social Security Disability Insurance) is available to individuals who have worked and paid Social Security taxes for a certain period. SSI (Supplemental Security Income) is a needs-based program for low-income individuals who have limited resources and income, regardless of their work history.
Q: Can I work while receiving disability benefits?
A: Yes, it is possible to work while receiving disability benefits. However, there are income limits and requirements imposed by the SSA. Engaging in substantial gainful activity may affect your eligibility for disability benefits.
Q: How long does it take to receive a decision on my disability claim?
A: The decision-making process can vary depending on the complexity of your case and the backlog of applications. It typically takes around three to five months to receive a decision, but it can be longer in certain situations.
Q: Can I apply for disability benefits on behalf of my child?
A: Yes, you can apply for disability benefits on behalf of your child if they have a physical or mental impairment that significantly limits their daily activities. The process may involve providing medical records and additional documentation to support the claim.
In conclusion, applying for disability benefits in New Mexico can be a complex and time-consuming process. It is important to gather all the necessary documents and provide accurate information during the application process. Remember, if your claim is denied, you have the right to appeal the decision. Seek assistance from professionals who can guide you through the appeals process and increase your chances of obtaining the benefits you deserve.